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🇩🇪Updated for 2026 Tax Year

Germany Salary Calculator

Calculate your take-home pay instantly. See exactly how much you'll earn after income tax, social security, and other deductions in Germany.

Salary Details

Enter your annual gross salary to calculate take-home pay

Affects care insurance rate

8-9% of income tax

Take Home Pay

Your net income after all deductions (2026)

2.274 €
per month
Gross Income4.167 €

Taxes

Income Tax (Lohnsteuer)-972 €
Solidarity Surcharge-0 €

Social Insurance

Pension Insurance-388 €
Unemployment Insurance-54 €
Health Insurance-379 €
Care Insurance-100 €
Total Deductions-1.892 €
Effective Rate
45.4%
Marginal Rate
35%

Tax Classes (Steuerklassen)

Class 1Single, no children
Class 3Married, higher earner
Class 4Married, equal income
Class 5Married, lower earner

Data Sources

Based on official 2026 rates from Bundesministerium der Finanzen (German Federal Ministry of Finance). Social insurance contributions use current contribution assessment ceilings (Beitragsbemessungsgrenzen).

Visual Breakdown

50.000 € vs Germany Wages

Above Germany median

+11%

vs Germany Median

5.000 €

Above Median

Where Your 50.000 € Goes

Annual breakdown of your salary

Take Home
27.290 €54.6%
Income Tax
11.660 €23.3%
Social Security
11.050 €22.1%

Germany Income Tax Bands 2026

Learn more about tax rates and thresholds in Germany

Basic Allowance

0%

Up to €12,348

Tax-free basic allowance (Grundfreibetrag)

Progressive Zone 1

14-24%

€12,349 - €17,799

Progressive rate starting at 14%

Progressive Zone 2

24-42%

€17,800 - €69,878

Progressive rate up to 42%

Top Rate

42%

€69,879 - €283,000

Flat 42% rate zone

Wealth Tax

45%

Above €283,000

Top rate for very high incomes (Reichensteuer)

Popular Salary Calculations

Quick access to common Germany salary calculations for 2026

Or enter any salary amount in the calculator above

Frequently Asked Questions

How is income tax calculated in Germany?

Germany uses a progressive tax system where higher income is taxed at higher rates. The calculator takes into account all applicable tax brackets, deductions, and credits for the 2026 tax year.

What is included in the calculation?

The calculator includes income tax, social security contributions, and estimates for health insurance. Results show your net take-home pay after all deductions.

Is this calculator accurate?

Our calculator uses official 2026 tax rates and thresholds. However, individual circumstances may vary. For precise tax advice, consult a qualified tax professional or the official tax authority.